In official language, the driver’s license only refers to the document confirming the possession of a driver’s license. Both the colloquial language and driving schools do not usually separate the driving license from the driving license, but use the second term synonymously for both legal situations. If a loan is granted without Private credit checker, there is neither a demand for loan protection nor knowledge of the loan.
Private credit checker-free loans for driving licenses in Germany
Smaller driving schools grant their learner drivers a low credit for their driving license by briefly stopping the bill for the last driving hours before the test drive. Borrowing among relatives is widespread among young driver license applicants, which is not only done without Private credit checker, but mostly also without interest. If the unemployed need the driver’s license to take up a new job, the employment agency can approve an interest-free loan without Private credit checker.
Furthermore, forwarding agents and transport companies often grant new employees a subsidy or at least an interest-free or low-interest loan for the driver’s license without Private credit checker, if in return they bind themselves to the company as drivers for a longer period of time. These loans do not relate to the car driving license, but to the driving license for buses and trucks. A Private credit checker request is not necessary because the loan is repaid by offsetting the installments against the subsequent salary claims.
Private credit checker-free loans for driving licenses from Switzerland
Employees with regular income receive a credit for a driver’s license without a Private credit checker. These loans are processed in USD and through a German bank account of the financial institution, so that there is no currency risk and no foreign bank charges are incurred. The loan amount is a maximum of 3500 USD and is therefore sufficient for the acquisition of the car driver’s license in any case.
However, a prerequisite for receiving the loan from Switzerland is a regular income, which must be higher than when borrowing from German financial institutions. In addition, federal banks do not consider secondary earnings or child benefits when determining the income of their credit customers. Freelancers and the self-employed apply for their credit for a driver’s license without a Private credit checker through an intermediary, since most federal financial institutions do not accept loan applications from this group of people directly from them.