Small Social Institute Loan How To Apply For It? There are many daily unexpected events that can compromise the family budget. When savings are not enough, the simplest solution is to request tailor-made financing, built around your needs. Which product to choose then? A valid answer is the Small Social Institute loan, let’s see immediately how it works and what it offers.
Small Government Agency loan: the solution for daily incidents
Small Social Institute loan how to request it: the requirements to be met. We are talking about the Small Public Management Loan which allows to receive liquidity to public employees and pensioners enrolled in the unitary Management of credit and social benefits.
No motivation must be specified in the request and the user is not even called to provide documents about the expenses incurred. The amounts are quite significant, ranging in fact from a minimum amount of one month, considered as the beneficiary’s salary or pension, up to a maximum threshold corresponding to eight times the monthly allowance.
Government Agency loan rates: Tan 4.25%
The amounts change according to the duration of the loan, the options from this point of view are 12, 24, 36 or 48 monthly installments. Installment which is calculated in relation to a nominal rate of 4.25%. Administrative expenses, which correspond to 0.50%, and the risk provision premium also have a bearing on the reimbursement.
How to request the Small Government Agency loan
Let’s move on to the central aspect, that is, Small Social Institute loan, how to request it? The application procedures change in relation to the conditions of the person involved, that is, if this is a public employee or pensioner.
In the first case, in the hypothesis of a public worker, the dispatch must take place, using the form downloadable from the Social Institute portal, with the collaboration of the reference administration. It is this that submits the application electronically to Social Institute.
If, on the other hand, the applicant is a pensioner, he / she can send the application directly to the social security institution electronically. The pensioner can choose whether to use the services of the Social Institute.it site ( the services of the Public Employee Management must be used).
Sale of the fifth Government Agency 2017: the other formulas for accessing credit
The Small Loan is just one of the methods of access to credit made available by Social Institute to public employees and pensioners of the Unified Management. Another competitive product is represented by long-term direct loans. In this case we are dealing with loans on assignment of the fifth that can be requested only for needs consistent with the purposes set out in the Social Institute Regulation.